This is a 3-in-1 high yield savings account that combines the features of a savings, current and fixed deposit account. It encourages you to save more to earn more.

  • Minimum opening and operating balance of N10,000
  • Earn higher interest  as you save
  • Non-clearing cheque book on request
  • Access to Visa Signature Card (on invitation)

  • 2 passport photographs
  • Bank Verification Number (BVN)
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Resident permit (for expatriates)
  • Reference forms (only required to allow customer pay in other banks’ cheques)

  • Interest forfeiture applies on balances below N100,000 or if withdrawal limit exceeds the maximum of 3 times monthly

Click Here to chat with us now and begin your application or visit the nearest Polaris Bank branch.

For further enquiries, send an email to

We are excited to welcome you into the Polaris family. Click below to get started