Polaris Salary Account is designed for individuals in paid employment. The account allows customers receive their monthly income while enjoying superior banking services and access to loan offerings

  • Easy on-boarding
  • Zero opening and operating balance
  • Competitive interest on savings
  • Free Verve Debit Card for first issuance
  • Mobile banking transaction daily limit of N30,000 at a maximum of N3,000 per transaction (For Instant Salary)
  • Mobile banking transaction daily limit of N100,000 at a maximum of N10,000 per transaction (For Instant Salary Plus)
  • Maximum single deposit limit of N50,000 and cumulative account balance of N300,000 (For Instant Salary)
  • Maximum single deposit limit of N100,000 and cumulative account balance of N500,000 (For Instant Salary Plus)
  • Maximum of 4 withdrawals monthly; Interest forfeiture if withdrawal exceeds four (4) times in a month
  • LCY & FCY denominated
  • Access to e-channel platforms
  • Access to loans

Account Opening DocumentationPolaris Instant Salary AccountPolaris Instant Plus Salary AccountPolaris Salary Account - Savings
1 passport photograph
Bank Verification Number (BVN)
Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)-
Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)--
Premises Verification Report--
Resident permit (for expatriates)--
Reference forms (only required to allow customer pay in other banks’ cheques)--