Polaris Seniors is a hybrid savings account positioned to offer convenient and free banking services to individuals aged 55years and above. The account is designed to reward our senior citizens.

  • Zero opening and operating balance
  • Competitive interest rate
  • Maximum of 4 withdrawals monthly; Interest forfeiture if withdrawal exceeds four (4) times in a month
  • Issuance of pre-customized debit cards
  • Free non-clearing/clearing cheque and free account statements
  • Access to Polaris merchant discounts at dedicated stores
  • Access to priority service at all our branches
  • Access to e-channel platforms

  • Account opening form
  • signature mandate card
  • 1 passport photograph
  • Bank Verification Number (BVN) of Applicant
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Premises Verification Report
  • Resident permit (for expatriates)
  • 2 References (for cheques above N2million)

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