Polaris Seniors

Polaris Seniors is a hybrid savings account positioned to offer convenient and free banking services to individuals aged 55years and above. The account is designed to reward our senior citizens.

Features/Benefits
  • Zero opening and operating balance
  • Default savings interest rate of 3.75%
  • Maximum of 4 withdrawals monthly; Interest forfeiture if withdrawal exceeds four (4) times in a month
  • Issuance of pre-customized debit cards
  • One free SMS notification monthly
  • Free non-clearing/clearing cheque and free account statements
  • Access to Polaris merchant discounts at dedicated stores
  • Free annual health check
  • Access to priority service at all our branches
  • Access to loans
  • Access to e-channel platforms
Account Opening Documentation
  • Account opening form
  • signature mandate card
  • 1 passport photograph
  • Bank Verification Number (BVN) of Applicant
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Premises Verification Report
  • Resident permit (for expatriates)
  • 2 References (for cheques above N2million)

We are excited to welcome you into the Polaris family. Click below to get started

Download PolarisXperience or PolarisMobile from the App Stores.


Our relationship with you goes beyond banking.