Polaris Pearl

Polaris Pearl is a gender based product designed to cater to the banking needs of the everyday woman, with special focus on Professionals, Entrepreneurs and Home makers. The account is available in three (3) variants;

  • Polaris Pearl Instant Account
  • Polaris Pearl Instant Plus Account
  • Polaris Pearl Account - Savings
Features/Benefits
  • Easy on-boarding
  • Zero opening and operating balance
  • Competitive interest on savings
  • Issuance of pre-customized debit cards
  • Mobile banking transaction daily limit of N30,000 at a maximum of N3,000 per transaction (For Pearl Instant)
  • Mobile banking transaction daily limit of N100,000 at a maximum of N10,000 per transaction (For Pearl Instant Plus)
  • Maximum single deposit limit of N50,000 and cumulative account balance of N300,000 (For Pear Instant)
  • Maximum single deposit limit of N100,000 and cumulative account balance of N500,000 (For Pearl Instant Plus)
  • Access to Polaris merchant discounts at dedicated stores
  • Access to Polaris Women Online community platform
  • Access to loans
  • Access to e-channel platforms
Account Opening Documentation
Account Opening Documentation Polaris Pearl Instant Account Polaris Pearl Instant Plus Account Polaris Pearl Account - Savings
1 passport photograph
Bank Verification Number (BVN)
Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card) -
Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.) - -
Premises Verification Report - -
Resident permit (for expatriates) - -
Reference forms (only required to allow customer pay in other banks’ cheques) - -

Download PolarisXperience or PolarisMobile from the App Stores.


Our relationship with you goes beyond banking.