This is a wallet account targeted at the unbanked individuals without BVN, to drive financial inclusion.

The last 10 digits of the customer’s phone number serves as the account number. Target market includes artisans, financially excluded individuals.

  • Zero account opening and operating balance
  • Zero interest rate
  • Unlimited number of withdrawals
  • Debit card issuance
  • Maximum single deposit limit of N50,000
  • Maximum cumulative account balance of N300,000
  • Access to e-channel platforms
  • Account can be opened on VULTe and USSD *833*0#

  • Signature mandate card required
  • 1 passport photograph

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