The Personal Home Loan product is designed to fund the outright acquisition of  already built residential properties for individuals.

  • Maximum obligor limit of up to N100million, subject to applicable Debt Service Ratio & property location.
  • Maximum tenor of 180months [15years]
  • Debt Service Ratio: up to 40%
  • Equity contribution: 20% for salaried employees and 30% for Self Employed.
  • Joint Mortgage option available
  • Competitive pricing
  • Flexible repayment plan

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