Polaris Wise

This is a 3-in-1 high yield savings account that combines the features of a savings, current and fixed deposit account. It encourages you to save more to earn more.

Features & Benefits
  • Minimum opening and operating balance of N10,000
  • 2% p.a. Interest rate on monthly balance of N100,000 & above
  • Average monthly balances below N100,000 earns default interest rate (1.15%p.a.)
  • Debit card issuance
  • Non-clearing cheque book on request
  • Lodgement of cheques/dividend warrants of up to N2million; For cheques above N2million, references will be provided
  • Access to e-channel platforms
Account Opening Documentation
  • 2 passport photographs
  • Bank Verification Number (BVN)
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Resident permit (for expatriates)
  • Reference forms (only required to allow customer pay in other banks’ cheques)
Terms & Conditions
  • Standard interest rate applies when account balance falls below N100,000.00

Click Here to chat with us now and begin your application or visit the nearest Polaris Bank branch.

For further enquiries, send an email to rbd@polarisbanklimited.com

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.