Polaris Wise

This is a 3-in-1 high yield savings account that combines the features of a savings, current and fixed deposit account. It helps customers save towards specific projects/need such as house, holiday/vacation or simple saving for unforeseen/future events.

Features & Benefits
  • Minimum opening and operating balance of N10,000
  • 5% p.a. Interest rate on monthly balance of N100,000 & above.
  • Average monthly balances below N100,000 earns default interest rate (4.05%p.a.)
  • Non-clearing cheque book
  • Acceptance of other bank cheques above N2million with references; below N2million no reference needed
  • Interest forfeiture if withdrawal exceeds three (3) times in a month.
  • E-mail and SMS alert
  • Availability of Debit card (Visa Debit)
  • Secure online banking with Polaris Xperience
  • Access to PolarisMobile and USSD Banking (*833#)
Account Opening Documentation
  • Account opening form
  • Signature mandate card
  • Two recent Passport photographs
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Utility bill (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Resident permit (for expatriates)
  • Reference forms (only required to allow customer pay in other banks’ cheques)
  • Bank Verification Number (BVN) of Applicant
  • Premises Verification Report
Terms & Conditions
  • Standard interest rate applies when account balance falls below N100,000.00

Click Here to chat with us now and begin your application or visit the nearest Polaris Bank branch.

For further enquiries, send an email to rbd@polarisbanklimited.com

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.