Polaris Instant Savings

This is a savings account for individuals with no means of identification. Account is opened with minimal KYC documentation.

Features & Benefits
  • Zero account opening and operating balance
  • Availability of debit card
  • Interest bearing account at standard savings interest rate
  • Interest forfeiture if withdrawal exceeds four (4) times in a month
  • E-mail and SMS alert
  • Access to PolarisMobile and USSD Banking (*833#)
  • Mobile banking transaction daily limit of N30,000 at a maximum of N3,000 per transaction
  • Maximum single deposit limit of N50,000
  • Maximum cumulative account balance of N300,000
  • Account can be opened online
Account Opening Documentation
  • Account Opening Form
  • Signature mandate card
  • 1 passport photographs
  • Bank Verification Number (BVN) of Applicant

Download PolarisXperience or PolarisMobile from the App Stores.


Our relationship with you goes beyond banking.