Polaris Payday Loan

With our payday loan, you can access up to 50% of your next salary in advance.

Your Payday loan is processed and disbursed in less than 1 minute using our USSD code *833*12#. Disbursed funds can be accessed 24/7 via the ATM or your mobile device using our USSD, PolarisMobile, and PolarisXperience.

Features & Benefits

  • Quick access to funds for bridging short-term funding gap.
  • Access 50% of monthly net income upfront
  • 24 hours loan processing time
  • No collateral required
  • Minimal Documentation
  • Competitive pricing

Am I eligible?

  • Applicants must be in employment of reputable organizations in both private and public sectors
  • Applicant’s salary account must be domiciled with Polaris Bank
  • *Terms and conditions apply

How do I Apply?

  • Dial *833*12# from your mobile phone and follow the instructions to access the Payday loan/Salary Advance. It takes less than a minute


  • Visit any of our branches closest to you to complete a loan application form and submit same with other required documents

You can also:

  • Call Polaris Yes Center on 0700-7652747, 08069880000, 01-4482100 or 01-2705850.
  • Call your relationship officer

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.