Market Loan

Traders who deal in Fast Moving Consumer goods can now get finance up to N5 Million Naira with the Market Loan Scheme powered by Polaris Bank.

Features & Benefits
  • Access to short term overdraft i.e. up to 180 days with 30 days clean up cycle
  • Competitive Interest rate
  • Reduced collateral requirements
  • Loan purpose includes stock purchase and replenishment
Am I Eligible?
  • Applicant must be engaged in the sale of fast moving consumer goods.
  • Applicant must be a member of a trade/market association in the market
  • Applicant must have been in line of business for a minimum of 2 years
  • Applicant must have been in banking relationship with Polaris Bank or any other reputable bank for at least twelve (12) months evidenced by statement of account from other banks.
How do I apply?
  • For enquiries on how to access the loan, please visit any of our branches closest to you to complete a loan application form