Personal Term Loan

Our Personal Term Loan will help you meet your needs. You don’t have to worry about medical bills, school fees, asset acquisition or setting up that small scale business.

Apply today and enjoy a flexible repayment plan.

Features & Benefits
  • Access up to N10 million
  • Flexible and convenient monthly repayment plan over a maximum period of 48 months
  • Repayment from salary domiciled with the bank
  • Competitive Interest Rate
  • No collateral required
Am I eligible?
  • You must be a confirmed staff of a reputable organization in private or public sector
  • Domiciliation of Salary with Polaris Bank

*Terms and conditions apply

How do I apply?
  • Visit any Polaris Bank branch closest to you to complete a loan application form
  • Submit duly completed loan form with all relevant loan documents.
  • Loan is processed and disbursed within 48 hours

You can also:

  • Call YES CENTER on 0700-POLARISBANK (070075932265), 08069880000, 01-4482100 or 01-2705850.
  • Call your relationship officer.

Download PolarisXperience or PolarisMobile from the App Stores.


Our relationship with you goes beyond banking.