Polaris Pearl

Polaris Pearl is a gender based product designed to cater to the banking needs of the everyday woman, with special focus on Professionals, Entrepreneurs and Home makers. The account is available in three (3) variants;

  • Polaris Pearl Instant Account
  • Polaris Pearl Instant Plus Account
  • Polaris Pearl Account - Savings
  • Zero opening and operating balance
  • Default savings interest rate of 3.75%
  • Maximum of 4 withdrawals monthly; Interest forfeiture if withdrawal exceeds four (4) times in a month
  • Issuance of pre-customized debit cards
  • Mobile banking transaction daily limit of N30,000 at a maximum of N3,000 per transaction (For Pearl Instant)
  • Mobile banking transaction daily limit of N100,000 at a maximum of N10,000 per transaction (For Pearl Instant Plus)
  • Maximum single deposit limit of N50,000 and cumulative account balance of N300,000 (For Pear Instant)
  • Maximum single deposit limit of N100,000 and cumulative account balance of N500,000 (For Pearl Instant Plus)
  • Access to Polaris merchant discounts at dedicated stores
  • Access to Polaris Women Online community platform
  • Access to loans
  • Access to e-channel platforms
Account Opening Documentation
  • Duly Completed Account opening form
  • Signature Mandate
  • 1 Passport photograph
  • Bank Verification Number (BVN)
  • Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.)
  • Resident permit (for expatriates)
  • Premises Verification Report
  • 2 References (For cheques above N2Million)


We are excited to welcome you into the Polaris family. Click below to get started

Download PolarisXperience or PolarisMobile from the App Stores.

Our relationship with you goes beyond banking.