Polaris Bank Disburses billions of naira under Its Health Sector Loan in 30 days…still counting

Polaris Bank in its undisputable support for SMEs in the health sector (Private hospitals, Pharmacies, Retailers, Diagnostic centres, etc…) launched a one stop-solution, in September 2019, and has disbursed billions to support the growth of the Nigerian health sector through tailor-made banking products for businesses in this space. This drive was further re-enforced by the CBN N100billion Health sector support fund set aside by the Apex Bank to help cushion the effect of COVID-19 on the nation’s economy and the health sector in particular.

This was made known by the Bank’s Group Head, Products and Market Development, Adebimpe Ihekuna, while commenting on the recently concluded webinar tagged “Managing Health Care Business During and Post-COVID-19".

Eligible participants under the scheme comprise healthcare product manufacturers – pharmaceutical drugs and medical equipment; and healthcare service providers/medical facilities – hospitals/clinics, diagnostic centres/laboratories, fitness and wellness centres, rehabilitation centres, dialysis centres and blood banks. Others include pharmaceutical/medical products distribution and logistics services; and other human healthcare service providers as may be determined by the Central Bank Of Nigeria (CBN) from time to time.

Adebimpe explained that the chunk of the disbursements are under the CBN intervention funds at 5% and up to 10 years loan tenor; as well as direct disbursement from Polaris Bank at a with highly competitive terms and conditions. 

She confirmed that healthcare firms/businesses in the value chain who wish to take advantage of the scheme to expand and grow their business, should submit their application at any branch of Polaris Bank or send a mail to: smebusiness@Polarisbanklimited.com to engage a Product Manager for guidance.
Applicants can also visit the Polaris Bank website: www.polarisbanklimited.com for additional details on the CBN N100 billion Health sector support fund and other lines of products.

Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services, across all the sectors of the Nigerian economy.

List Of Operational Branches And Cash Centers

In continuation of our commitment towards the fight against the COVID-19 pandemic, we have ensured that all our alternative channels (PolarisMobile, *833#, PolarisXperience, ATM and SurePadi Agents) remain available 24/7 for your banking needs, to reduce person to person interactions. 

We therefore encourage that you play your part by using them more, from the comfort of your personal space instead of visiting our branches.

However, if it is important that you visit any of our branches, Click here to view the list of branches and cash centers that will be open for banking services. We implore you to adhere to these safety measures when you come into our branches:

 

 

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Polaris Bank Agency Banking, SurePadi impacts millions of households in 100 days of operation …processed over N10bn in transaction value

Within its first 100 days of introduction, Polaris Bank’s Agency Banking initiative, SurePadi, has serviced over half a million customers impacting directly an estimated two million households across the seven business regions of the Bank nationwide. 

Beyond the direct impact on customers and households in Nigeria, the sheer volume and value in financial numbers on the gross earnings of the Bank has been significant as the Agency recorded giant strides in the number of services and transaction volumes it processed which was valued N10 billion.

The Bank in a statement quoted its Chief Digital Officer (CDO), Mr. Dele Adeyinka, as explaining that, in the first 100 days of introducing SurePadi, it had carried out over 500,000 services, and transaction volume above N10billion directly servicing over two million households, giving them easy access to cash for businesses and family needs. 

According to Adeyinka: “As a result of this milestone, SurePadi was ranked 5th in Q1, 2020 by the Shared Agent Network Expansion Facility (SANEF) report—an indication that it is bridging the gap and helping people to meet their needs of accessing funds; as well as sending money to their loved ones.” 

The CDO further stated that: “This is also part of Polaris Bank’s ongoing effort to drive financial inclusion among the underbanked and unbanked in line with the Central Bank of Nigeria’s (CBN) regulatory mandate; intimating that 'from what we have seen so far, we are already making significant progress in this regard.” 

"With SurePadi’s spread across far-flung areas nationwide, this laudable initiative by the Bank has shown another way to bank—without physically visiting a bank’s branch—which allows the customer to make cash deposits, transfer money and enjoy other banking services like bills payment and purchase of airtime amongst others", he opined.

SurePadi Agents ensure individuals in the suburbs do not have to travel long hours to the city for their basic banking needs. This is because the gap between the tech-savvy and the low literacy clients has been bridged by the Agent who represents a convenient and comfortable alternative.

Aside from cash deposits and transfers, Polaris SurePadi is also intended to attract prospects to a host of other products and services that could better their lives as they enjoy the ease, convenience and cost-saving benefits from completing transactions in the comfort of their locality.

SurePadi offers financial benefits for stakeholders with the Bank’s introduction of viable partnerships with Supermarkets, Retail outlets, dealers in FMCG, Petrol Stations, etc. It is unique with comprehensive features to solve financial needs as users now have the opportunity to complete transactions to solve emergency needs without visiting the Bank. 

In this COVID-19 era, where movement is restricted in some major parts of the world—including Nigeria, this platform also serves as one of the many measures by Polaris Bank to support the need to promote social distancing and reduce drastically where physically possible, interactions of customers in bank branches in line with protocols of preventing the spread of the disease

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Polaris Bank Webinar: Expert identifies Telemedicine as a pathway to healthcare delivery in Nigeria

With the widespread incidence of COVID-19 in the country and its impact on healthcare delivery, the practice of telemedicine is being advocated as one of the quickest and effective means of accessing primary healthcare by the majority of Nigerians.
 
This position was canvassed by Mr. Adil Shaikh, the Chief Technology Officer of MeCure, at a recently held Webinar on “Managing Health care Business During and Post COVID-19 era” put together by Polaris Bank.
 
Mr. Shaikh believes that telemedicine offers a game-changing solution to our already overstretched medical services delivery in the country if properly explored and harnessed concertedly by stakeholders, including financial institutions.
 
With respect to expanding coverage, improved and timely access to primary health care services, it was explained that Telemedicine provides patients the opportunity to access online consultation, prescription and delivery of prescribed drugs from certified pharmacies across Nigeria.
 
Mr. Shaikh noted however that telemedicine comes with challenges especially for providers of medical services who wish to explore the initiative; ranging from technology infrastructure, user education & general awareness and connectivity issues on the part of the consumer.
 
He further identified three major areas financial institutions could assist to bridge the gaps. Financial institutions could leverage reach as a result of their large customer base to generate awareness; innovate on digital payments and partner with health institutions.
 
The objective of the webinar among other things was to deepen conversation on healthcare business in Nigeria and explore the huge potentials in the health sector.
 
The virtual engagement attracted participation from all over the world with about 5,000 participants across virtual platforms and social media handles comprising, individuals and business owners from different sectors of the economy but majorly from the healthcare value chain.
 
Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services, across all the sectors of the Nigerian economy.
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FAQs on our Webinar -“Managing Healthcare Business During COVID-19 and Beyond”

On the 26th of March, 2020, Polaris Bank hosted a webinar on "Managing Health Care Business During COVID-19 and Beyond". The FAQs below provides helpful information regarding some of the questions emanating from the Webinar.

FAQs

What is the role of Polaris Bank in assisting healthcare providers access the FG intervention fund?
  • Polaris Bank will provide advisory services.
  • Jointly review your business plans and educate on the modalities to ensure a successful application.
  • Submit the application to CBN for approval and subsequent disbursement.
How do healthcare providers access this Intervention funds through the banks or directly with CBN?

Any healthcare provider who wishes to access the Federal Government intervention fund will work with Polaris Bank.

What is the timeline for accessing this fund?

The loan turn around time is within 15 working days subject to receipt of complete documentation from the customer.

Who are the target market ?

Eligible prospects must fall under the categories below:                                     

  1. Manufactures of Healthcare products i.e. Pharmaceutical drugs and medical equipment.
  2. Healthcare service providers/Medical facilities i.e. hospitals/clinics, diagnostic centres/laboratories, fitness and wellness.
  3. Pharmaceutical companies or companies involved in distribution of medical products and logistics services.

Other human healthcare services providers as may be determined by CBN from time to time

What is the interest rate, maximum loan amount and tenure for the CBN health loan?
  1. The maximum loan amount is N2billion with a tenure of up to 10 year.
  2. Interest is 5% per annum (all inclusive) up to 28th February 2021. Rate shall revert to 9% per annum as from 1st March 2021
What are the documentation requirement to access the CBN Health Intervention Fund?

All intending prospects will present the following to any Polaris Bank branch.  Applications can also be submitted via email to smebusiness@polarisbanklimited.com

  1. Formal Loan application letter from customer
  2. Detailed business plan
  3. Pro-forma invoice of the asset to be financed
  4. Clean CBN CRMS report and two (2) Credit Bureau reports from 2 credit bureau and CRMS on the company and the promoter(s) of the company.

1 year bank statement from another bank if prospect does not have account with Polaris Bank.

Apart from the CBN Health Intervention, does Polaris Bank have a product dedicated to the sector

Yes, the Polaris Health Sector Loan : it is a loan product targeted at Private Hospitals, Pharmacies, Medical Laboratories and Diagnostic Centres to support funding needs

What are the Security /Collateral requirements for the Polaris Health Sector loan
  1. Loans below N10million will be secured with personal guarantee(d) supported with hypothecation of goods or bill of sales and comprehensive insurance
  2. Loans above N10million will be fully secured in line with Banks accepted collateral requirement
  3. For asset finance, asset to be financed will suffice as the acceptable collateral. 
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Nigeria’s Health Sector has Massive Wealth Potential, says Abiru

Polaris Bank CEO, Mr. Tokunbo Abiru has disclosed that Nigeria’s health sector holds immense potential to create wealth for the country if an enabling environment is put in place for the sector to thrive. 

Mr. Abiru said this during a webinar hosted by the Bank on: ‘Managing Healthcare Business During & Post-COVID-19’.

While speaking on the gap and opportunities in the health sector, he drew participants' attention to the current state of medical services globally which according to him, are overstretched. 

He noted that Nigeria’s case is however peculiar owing to what he referred to as pandemic preconditions that existed in the nation’s health sector before the outbreak of COVID-19 but further re-enforced by the realities of COVID-19.

“Despite these unfortunate realities, with the right policies and legislation, the health sector has the potential to create wealth for the country. This will include exploring ways to make medical services affordable by providing a well-defined and incentivised insurance framework to cover the formal and informal sectors. He further noted that Nigeria’s large population offers a huge demand potential for turning the health sector into a money-spinner for the country."

According to him, “If the right legislation is in place, medical tourism can be a thing of the past while providers of capital would have the comfort to bridge funding gap thus getting the sector to work optimally.” 

Dr. Abiodun Oyenuga, the quality assurance adviser of Medical Credit Fund, who spoke on the ‘Overview of the Pandemic and its Impact on Healthcare Business’ noted that: “There is a decrease in the ability to afford healthcare as a result of the business shutdown; loss of income and loss of jobs among several drawbacks. He however advocated for more participation from financial institutions by providing credits and financing; and also a renewed focus of Government in reviving the healthcare industry as these will gravitate towards improving patient satisfaction; as well as an increase in profit. 

With respect to expanding coverage, improved and timely  access to primary health care services, Mr. Adil Shaikh, Chief Technology Officer of MeCure, explains that Telemedicine provides patients the opportunity to access online consultation, prescription and delivery of prescribed drugs from certified pharmacies across Nigeria.  Mr. Shaikh noted however that telemedicine comes with challenges especially for providers of medical services who wish to explore the field; ranging from technology infrastructure, user education & general awareness and connectivity issues on the part of the consumer. He identified three major areas financial institutions could help to bridge the gap including: leveraging reach to generate awareness, innovating on digital payments, and partnerships with health institutions. 

On her part, Dr. Itunu Akinware, Managing Director Medbury Medical Services, advocated for effective collaborations within the health sector drawing from the saying, “You shouldn’t let a good crisis go to waste,” she emphasized that 'now that a lot of light has been shone on the health sector and we can see the gaps in infrastructure, processes, and systems, this is the time for all of us to work together and ensure that we can improve healthcare in Nigeria".

Speaking from the perspective of what her organization is doing differently to stay afloat despite the impact of COVID-19, Dr. Akinware said, "we have developed a three-pronged strategy: to increase or maintain revenue; reduce or re-align cost and manage cash."

Mr. Omoshola Yusuf, Divisional Head, Medical & Technology, Hygeia HMO who spoke on how the increasing cost of care is being moderated by the HMO scheme  encouraged Nigerians,  employers of labour, as well as individuals, to embrace the scheme.

Mr. Segun Opeke, Directorate Head, Lagos Business, Polaris Bank spoke on the product offering of the Bank to the health sector which he described as two-pronged: Polaris Healthcare Loan and the CBN 100billion healthcare support fund to cushion the impact of COVID-19 and improve the gaps/deficit in the healthcare business, going forward.

"The Polaris Healthcare Loan has two variants: what can be available as overdraft facility for working capital purposes; purchase of consumables; discounting of invoices, etc. Interest is very competitive while Loan amount is subject to the applicant’s capacity", Opeke explained.

Continuing, Mr. Opeke noted, "There is also the Term Loans available for renovations, expansion, purchase of equipments for hospitals, vehicles, etc. depending on what the need is. Interest rate is in single-digit", he added.

Mr. Opeke in response to a question posed by a participant on the role of Polaris Bank in assisting healthcare providers access the CBN  intervention fund, said that the NGN100 Billion Credit Support for the Healthcare sector, is to provide credit to indigenous pharmaceutical companies and other healthcare value chain players intending to build or expand capacity.  Polaris Bank is at the fore-front and has over the past few months assisted a number of healthcare businesses to access facilities under the Apex Bank intervention Fund.

In his closing remarks, Polaris Bank MD/CEO, Mr. Abiru said, “If there’s any major lesson to take out of this pandemic, it is for us not to lose the opportunity it presents to improve the quality of our health sector and provide a system that is beneficial to all; regardless of social status.” 

The webinar attracted thousands of participants from across the world comprising, individuals; business owners; students, lecturers and entrepreneurs across different sectors of the economy but majorly from the healthcare value chain. 

Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services, across all the sectors of the Nigerian economy.  

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COVID-19: Polaris Bank Mobilizes Healthcare Businesses on funding and Collaboration

Polaris Bank LogoPolaris Bank is positioned to lead and drive the conversation on the need to revolutionize Nigeria's health system and is organising a maiden Webinar with a rich faculty comprising subject matter experts, to brainstorm and aggregate thoughts on the theme: Managing Health Care Business During and Post COVID-19.

The Group Head, Products and Market Development, Mrs. Adebimpe Ihekuna explained that Polaris Bank’s intervention in the sector is informed by the glaring impact of COVID-19 outbreak on healthcare businesses, health and safety of Nigerians at large.

According to Adebimpe: “Government’s ability to effectively tackle the pandemic and other health-related issues during and post COVID-19 is hinged on resilient collaboration of stakeholders in both public and corporate Nigeria.”

The webinar which is scheduled to hold on Tuesday, 26th of May, 2020 from 2pm–3.30pm, will feature some of the leading authorities in the healthcare business, as panelists. They include: Dr. Abiodun Oyenuga of Medical Credit Fund, a Dutch non-Governmental organization, set up to provide support in bridging the gaps in healthcare sector in Africa ; Mr. Adil Shaikh of MeCure Limited , a pioneer provider of Telemedicine and Dr. Itunu Akinware of Medbury Medical Services.

The guest panelists will be speaking on relevant topics including: (1) Overview of the pandemic and its impact on Healthcare businesses with emphasis on how to manage the impact on businesses, Dos and Don’ts and Operational Management going forward; (2) Telemedicine: The possibilities, gaps, business challenges and the role of financial institutions; and (3) Testimonials from the viewpoint of a medical practitioner,” respectively.

The Managing Director/CEO of Polaris Bank, Mr. Tokunbo Abiru will be leading the panel alongside Mr. Segun Opeke, Directorate Head, Lagos Business, as they shed light on Polaris Bank’s contribution to the sector; as well as the Bank’s product offerings and how customers can access health loans from Polaris Bank.

The webinar will be moderated by Dr. Bongo Adi, an Economist and Senior Faculty Member, Lagos Business School.

Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services, across all the sectors of the Nigerian economy.

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Polaris Bank has been transformed for growth says Abiru

Polaris Bank has been transformed for growth says Abiru

Polaris Bank Managing Director/CEO, Tokunbo Abiru has said the Bank would leverage on its investment in cutting-edge information technology to harness emerging opportunities and mitigate the disruptive effect of the COVID-19 pandemic on its business.

Against the backdrop of the impressive financials of the Bank in 2019, the CEO noted in a special media interview held over the weekend that investment in technology infrastructure, comprehensive corporate transformation and a keen focus on customer experience would continue to give the Bank comparative advantage in the Nigerian financial services sector.

Mr. Abiru disclosed that the 2019 performance of the Bank was the result of a corporate transformation that started in September 2018 to help the Bank build a robust foundation for capital preservation and sustainable profitability.

According to him, while the Coronavirus pandemic would undoubtedly impact all economies and sectors, including Nigeria, Polaris Bank’s strong business focus, organizational efficiency, innovation and digitization will provide the winning edge against the emerging disruptions.

He also noted that Polaris Bank’s retail customer segments and commercial businesses will remain thriving and competitive, ensuring that the Bank continues to harness the value of its investments.

“The key drivers of the outcome as shown in the 2019 results were strong earnings from interest and non- interest income as well as through operational efficiency via cost containment, all resulting in a decent cost to income ratio. These measures are key initiatives of our on-going transformation programme,” Abiru said.

Speaking on the impact of COVID-19 on the economy, he noted that the COVID1-19 would adversely impact businesses both locally and globally, with credit quality being challenged, business market size already shrinking, and inflationary pressures mounting. He further explained that while no business can hardly outperform the environment where it operates, Polaris Bank will seek ways to maximize all available income sources; while also seeking ingenious means of containing the negative impact of the Coronavirus pandemic.

On the impact of technology on banking, Mr. Abiru outlined that the future of banking, like other sectors of the economy, will continue to be shaped by technology. “Just look around you, is there any area of our lives that technology is not reshaping? Why should banking be an exception? More so, if you look at the nature of our business, it lends itself to digital adaptations more than other areas of our lives. The world is a global village; just look at what is happening elsewhere, and you know it is only a matter of when will it catch up with you and not if. So, it is not so much of what I believe, it’s where the world is evidently heading,” Abiru said.

He reiterated that the vision of Polaris Bank remains to be a top, innovative and digital-led retail bank, a preferred partner that provides superior financial solutions to its customers and one that is not afraid to be different from the pack. “The Bank is currently on a corporate transformation journey, which focuses on five key pillars: process, technology, business strategy, brand, and culture alignment. With regards to technology, we have concluded the first phase of our I.T platform refresh to world-class servers and data centres, we are strengthening our cyber-security and network capacity, we have upgraded all our digital channels with robust offerings across mobile banking, internet banking, USSD, POS, ATMs, including agency banking etc. As we reposition our I.T infrastructure to world-class standards, we are implementing a robust digital transformation to actualise our vision of making Polaris a truly digital bank that makes banking more convenient with customised , value-adding product offerings,”

The CEO noted that with all the fundamentals competing well with its industry peers and above the regulatory minimum, Polaris Bank now stands on firmer ground with better margins, lower cost of operations for good returns to stakeholders. He noted that the successful turnaround of Polaris Bank has made it a classic testimony of the turnaround of a troubled bank through a regulator-induced intervention noting that from all indications, the future of the Bank is now very bright as evidenced by the improved prudential ratios.

Polaris Bank is a future-determining Bank committed to the delivery of industry-defining products, and services, across all the sectors of the Nigerian economy.

List of Open Branches

Sequel to the directives from the Federal and State Governments for Banks to run skeletal operations during this lockdown relaxation period, below is the list of our branches which will be in operation:

SN STATE BRANCH ADDRESS
1.      ABIA LIBRARY AVENUE 12 LIBRARY AVENUE, UMUAHIA, ABIA STATE
2.      ABIA FACTORY ROAD 5 FACTORY ROAD ABA, ABIA STATE
3.         ABUJA MAITAMA NO 31 AGUIYI IRONSI STREET MAITAMA ABUJA
4.      ABUJA LIFE CAMP OBAFEMI AWOLOWO WAY, MBORA DISTRICT, LIFECAMP, ABUJA
5.      ABUJA GWAGWALADA NO 47 SECRETARIAT ROAD CENTRAL BUSINESS AREA GWAGWALADA
6.      ABUJA ABUJA MAIN NO 3 NAURA KAMODA STREET, AREA 3 GARKI ABUJA
7.         ABUJA LUGBE PLOT 255 FHA ALONG AIRPORT ROAD LUGBE, ABUJA FCT
8.         ABUJA BWARI BWARI BRANCH -34 LONG NIGERIA LAW SCHOOL ROAD, BWARI,ABUJA
9.         ABUJA ASOKORO PLOT 71 YAKUBU GOWON CRESCENT, ASOKORO, ABUJA
10.     ABUJA MARARABA NO 27, ALONG JOS -KEFFI ROAD, MARARABA
11.     ABUJA MPAPE SKYE BANK PLC, POLT M1\55 MPAPE LAYOUT,ABUJA
12.   ADAMAWA JIMETA OPP FCE YOLA ROAD JIMETA YOLA
13.   ADAMAWA MUBI LOKUWA WARD MUBI
14.   AKWA IBOM EKET 8 GRACE BILL ROAD, EKET
15.   AKWA IBOM ABAK ROAD BRANCH/APICO/PRINCE UTUKS APICO INVESTMENT HOUSE,151 ABAK ROAD, UYO, AKWA IBOM STATE
16.   ANAMBRA AWKA 258 ZIKS AVENUE, AWKA
17.   ANAMBRA ONITSHA 42 PORT HARCOURT STREET,FEGGE
18.     ANAMBRA NKPOR 4 NWOSA LANE NKPOR, ANAMBRA STATE
19.     ANAMBRA OBOSI 3 ONYEKWERE ZONE UGWUAGBA OBOSI
20.     ANAMBRA NEW MARKET ROAD 13 NEW MARKET ROAD ONITSHA
21.   APAPA & LAGOS MARKET ASPAMDA HALL 2, INTERNATIONAL TRADE FAIR COMPLEX, ASPAMDA, LAGOS BADAGRY EXPRESS WAY, LAGOS
22.   APAPA & LAGOS MARKET ALABA ELECTRONICS PLAZA , ALABA INT'L
23.   BAUCHI YAKUBU ROAD 31 YAKUBUN BAUCHI ROAD, BAUCHI
24.   BAYELSA YENAGOA 192 MBIAMA/YENAGOA ROAD, AMARATA, YENAGOA
25.   BENUE GBOKO BCC  FACTORY YANDEV GBOKO
26.   BENUE MAKURDI BRANCH OLD OTUKPO ROAD
27.   BORNO BIU 2 DAMATURU ROAD, BIU, BORNO STATE
28.   BORNO STATE KIRIKASAMA NO 1 KIRIKASAMA ROAD, MAIDUGURI
29.   CROSS RIVER CALABAR 41, MURTALA MOHAMMED WAY, CALABAR.
30.   DELTA ASABA 228, NNEBISI ROAD, ASABA, DELTA STATE
31.     DELTA EFFURUN 33, OLD SAPELE ROAD WARRI. EFFURUN
32.     DELTA WARRI 88, WARRI-SAPELE ROAD, WARRI, DELTA STATE
33.     DELTA AGBOR 114, OLD LAGOS-ASABA ROAD, AGBOR, DELTA STATE
34.   DELTA ALADJA 2, OREROKPE STREET, CAMP EXTENTION 3, DSC, ALADJA, WARRI, DELTA STATE
35.   DELTA OBIARUKU 123, OLD SAPELE-AGBOR ROAD, OBIARUKU, DELTA STATE
36.   EBONYI ABAKALIKI 245 AFIKPO ROAD, ABAKALIKI, EBONYI STATE
37.   EDO FORESTRY 1, FORESTRY ROAD, BENIN CITY,EDO STATE
38.   EDO AGENEBODE NEW AUCHI ROAD, AGENEBODE, EDO STATE
39.   EDO AKPAKPAVA 100, AKOKPAVA RD. P.O. BOX 356, BENIN CITY
40.   EDO/DELTA UGBOWO 218, UGBOWO LAGOS ROAD, BENIN CITY, EDO STATE
41.   EDO/DELTA EKENWAN ROAD 130, EKENWAN ROAD, BY AGHO JUNCTION, BENIN CITY, EDO STATE
42.   EKITI ADO EKITI 7 OREREOWU STREET ADO EKITI
43.   ENUGU OKPARA AVENUE PLT 3D OKPARA AVENUE
44.   ENUGU NNEWI 13, EDO EZEMEWI STREET, NNEWI
45.   GOMBE GOMBE PLOT 42, GWANI ROAD, GOMBE
46.   GREATER LAGOS AGO PALACE WAY 64 AGO PALACE WAY, OKOTA
47.   GREATER LAGOS ISOLO 27 MUSHIN ROAD, ISOLO, LAGOS
48.   GREATER LAGOS IKORODU SEC IKORODU LOCAL GOVERNMENT SECRETARIAT PREMISES, EBUTE ROAD, IKORODU
49.   IKEJA ADENIYI JONES WAHUM BUILDING 2 ADENIYI JONES AVENUE OFF OBA AKRAN P.M.B. 21534 IKEJA,LAGOS
50.   IKOYI LAGOS ISLAND AWOLOWO ROAD 81 AWOLOWO ROAD IKOYI
51.   IMO OWERRI 23, WHETHERAL ROAD OWERRI
52.   IMO URUALLA ORLU /AWKA ROAD. URUALLA
53.   IMO MGBIDI NO 19 PK NWOSU STREET MGBIDI
54.   JIGAWA DUTSE 8/9 SANI ABACHA WAY, DUTSE
55.   JIGAWA GUMEL 2 KANO ROAD, OPP. GUMEL POST OFFICE,GUMEL
56.   JIGAWA HADEJIA 92,MALAMADORI ROAD HADEJIA, JIGAWA STATE
57.   KADUNA KACHIA NO 3, KACHIA ROAD, KADUNA
58.   KADUNA KADUNA MAIN PLOT 1472 MAGADISHU LAYOUT KADUNA
59.   KADUNA ZARIA 28 PARK ROAD ZARIA
60.   KANO IBRAHIM TAIWO BRANCH KANO 70, IBRAHIM TAIWO ROAD, KANO
61.     KANO MM WAY KANO 1 MURITALA MOHAMMED WAY OPPOSITE KANO CLUB
62.     KATSINA MALUMFASHI FUNTUA/YASHE ROAD,BESIDE ABA NIGERIA LTD, MALUMFASHI
63.   KATSINA KATSINA 201, IBB WAY KATSINA
64.   KEBBI EMIR HARUNA 43, EMIR HARUNA ROAD, BIRNIN KEBBI
65.   KOGI LOKOJA IBB WAY,LOKOJA/OKENE RD
66.   KOGI AYANGBA KM 1 ANKPA ROAD, AYANGBA BEFORE KOGI STATE  UNIVERSITY AYANGBA
67.   KWARA MURITALA MOHAMMED WAY ILORIN 4 MURITALA MOHAMMED WAY ILORIN
68.   KWARA ILORUN  
69.   LAGOS WHARF ROAD 28, WHARF ROAD, APAPA
70.     LAGOS IKORODU MAIN 21 AYANGBUREN ROAD, IKORODU, LAGOS
71.     LAGOS SANGO OTA KM 37, ABEOKUTA EXPRESS WAY ROAD TEMIDIRE BUS STOP SANGO OTA
72.     LAGOS KETU 520 IKORODU ROAD, KETU, LAGOS
73.     LAGOS DOPEMU 120 LAGOS/ABEOKUTA EXPRESS ROAD, DOPEMU, LAGOS
74.     LAGOS MAGODO 14 CMD ROAD, MAGODO, LAGOS
75.     LAGOS IKOTUN 16 IDIMU ROAD, COLLEGE B/STOP, IKOTUN
76.     LAGOS SOMOLU 6,BAJULAYE ROAD MOROCCO SHOMOLU
77.     LAGOS ADENIRAN OGUNSANYA 81 ADENIRAN OGUNSANYA SURULERE
78.     LAGOS IKEJA PLAZA MOBOLAJI-BANK ANTHONY WAY,IKEJA
79.     LAGOS POLARIS HOUSE PLOT 5, COMMERCIAL SCHEME,IKEJA
80.     LAGOS INTL AIRPORT ROAD 60, MURTALA MOHAMMED, INT AIRPORT ROAD MAFOLUKU
81.     LAGOS EPE 12 LAGOS ROAD AYETORO, EPE.
82.     LAGOS OSAPA LONDON KM14 LEKKI EPE EXPRESS WAY
83.     LAGOS ADMIRLTY BLOCK A10 PLOT 5 ADMIRALTY LEKKI PHASE 1 LAGOS
84.     LAGOS ADETOKUNBO ADEMOLA 50 ADETOKUNBO ADEMOLA STREET, VICTORIA ISLAND
85.   LAGOS IKOTA SHOPPING COMPLEX ROAD 5 IKOTA SHOPPING COMPLEX IKOTA AJAH LAGOS
86.     LAGOS FIRST AVENUE IST AVENUE BRANCH
87.     LAGOS BADAGRY SEME-EXPRESS WAY BADAGRY LAGOS
88.     LAGOS WAREHOUSE ROAD 48 WAREHOUSE ROAD APAPA
89.     LAGOS BROAD STREET 51-55 BROAD STREET LAGOS ISLAND
90.     LAGOS ALFRED REWANE 5 ALFRED REWANE ROAD, IKOYI
91.   LAGOS MAINLAND FATAI ATERE 11/12, FATAI ATERE WAY,MUSHIN
92.   LAGOS MAINLAND OJUELEGBA 68, OJUELEGBA RD, SURULERE
93.   NASARAWA LAFIA JOS ROAD, OPPOSITE CID OFFICE BESIDE IMMIGRATION OFFICEAKWANGA ROAD
94.   NIGER MINNA 151, BOSSO ROAD, TUNGA JUNCTION MINNA
95.   NIGER SULEJA MAIN 1 IBB MARKET ROAD, SULEJA
96.   NIGER BIDA FEDERAL POLYTECHNIC CAMPUS
97.   NORTH CENTRAL EBITU UKIWE 1A OLD AIRPORT ROAD MINNA
98.   OGUN SOKENU/SAPON 15 SOKEKU ROAD SAPON ABEOKUTA OGUN STATE
99.   OGUN IJEBU ODE 82, ABEOKUTA ROAD IJEBU ODE OGUN STATE
100.                 OGUN OKE-ILEWO 65B, LALUBU STREET OKE-IKEWO,  ABEOKUTA, OGUN STATE
101.                          OGUN SAGAMU 169 AKARIGBO ROAD, SHAGAMU
102.                          OGUN IJEBU IGBO ODOASOYIN ROAD ,IJEBU IGBO, OGUN
103.                 OGUN KUTO OBA LIPEDE ULTRA MODERN MARKET, KUTO ABEOKUTA
104.                 ONDO YABA ROAD ONDO NO 23,A YABA ROAD ONDO
105.                 ONDO OYEMEKUN 42 OYEMEKUN ROAD, AKURE
106.                 ONDO OWO 19 OKE OGUN STREET OWO
107.                 ONDO OBA ADESIDA 92, OBA ADESIDA ROAD, AKURE
108.                 ONDO/EKITI IKARE JUBILEE ROAD IKARE
109.                 ONDO/EKITI OKITIPUPA IKOYA ROAD
110.                 OSUN FAGBEWESA FAGBEWESA STREET, OSOGBO
111.                 OSUN ILESA OKESA STR ILESA
112.                 OSUN OBA ADEREMI 2 OBA ADEREMI RD. ILE IFE
113.                 OSUN ALEKUWODO 55, ALEKUWODO STREET OSOGBO
114.                 OSUN/KWARA EDE MAIN OJA TIMI,EDE,OSUN STATE
115.                 OSUN/KWARA OSOGBO OPP FAKUNLE COMPREHENSIVE HIGH SCHOOL, OSOGBO
116.                 OSUN/KWARA JEBBA NO 1, JEBBA PAPER MILL ROAD, JEBBA
117.                 OYO OGBOMOSHO OJU ODO APAKE STREET IGBOSHO
118.                 OYO OBA ADEBIMPE BESIDES CBN DUGBE IBADAN
119.                 OYO AGODI OPP STATE SECRETARIAT AGODI
120.                 OYO MONATAN ADEX BUSTOP OPPOSITE TOTAL FILING STATION.MONATAN IBADAN
121.                 OYO RING ROAD BESIDE LISTER BUILDING, HIGH COURT BUS STOP, RING ROAD,IBADAN
122.                 OYO ERUWA SANGO ERUWA
123.                 OYO LEBANON 17 LEBANON STREET DUGBE IBADAN
124.                 OYO IWO ROAD YIDI BUS STOP, GATE, IBADAN
125.                 OYO SAKI OPP.SAKI WEST LOCAL GOVT. SECRETARIAT,SAKI
126.                 PLATEAU KURU NIPSS KURU JOS PLATEAU STATE
127.                 PLATEAU MM WAY JOS 23 MM WAY JOS
128.                 RIVERS OKPORO BRANCH 119 OKPORO ROAD
129.                 RIVERS PORTHACOURT MAIN 26, ABA ROAD. PH
130.                 RIVERS TRANS AMADI PLOT 270 TRANS AMADI INDUSTRIAL LAYOUT PORTHARCOURT
131.                 RIVERS IGRUWUTA 100 AIRPORT ROAD IGWURUTA PORT HARCOURT
132.                 RIVERS OLU OBASANJO 143 OLU OBASANJO WAY
133.                 RIVERS PH REFINERY CASH CENTRE PHRC
134.                          RIVERS RUST CASH CENTER(RIVERS STATE UNI OF SCIENCE & TECH) RIVERS UNIVERSITY CAMPUS NKPOLU
135.                          RIVERS ONNE CASH CENTER FLT ROAD ONNE
136.                          RIVERS NCHIA 33 HOPITAL ROAD OGALE
137.                 SOKOTO SANI ABACHA 16 SANI ABACHA WAY  FORMERLY KANO ROAD
138.                 SOUTH EAST OWERRI 107,DOUGLAS RD,OWERRI
139.                 SOUTH EAST OWERRI TETLOW 178, TETLOW ROAD OWERRI
140.                 SOUTH EAST OGUI RD 96 OGUI RD ENUGU
141.                 SOUTH EAST BRIGHT 5 BRIGHT STREET ONITSHA
142.                 TARABA JALINGO HAMMARUWA WAY,  OPP. OCEANIC & UNION BANK
143.                 UYO/ABA ABAK 56 NWANIBA ROAD UYO, AKWA IBOM
144.                 VICTORIA ISLAND ADEOLA ODEKU 45 ADEOLA ODEKU STREET
145.                 VICTORIA ISLAND AJOSE ADEOGUN POLARIS  BANK AJOSE ADEOGUN
146.                 YOBE DAMATURU MAIDUGURI ROAD,OPPOSITE GOVERNMENT HOUSE
147.                 ZAMFARA CANTEEN ROAD SANI ABACHA WAY, GUSAU
148.                 SOUTH EAST JOHNSON STREET 9 JOHNSON STREET ONITSHA MAIN MARKET
149.                 UYO/ABA CEMETRY CASH CENTRE 12 DURU STREET CEMETRY MARKET ABA, ABIA STATE

 
Please stay safe, and together we will beat COVID-19.
 
Thank you for making Polaris Bank your preferred Bank.

 

Welcoming You Back

Resumption of Services at Our Branches

Dear Esteemed Customer,

We are glad to inform you of the resumption of operations at our branches in the FCT, Lagos and Ogun states following the relaxation of movement restrictions placed by the Federal Government in those locations as a result of the Covid-19 pandemic.

As a continuation of our efforts towards curbing the spread of the Coronavirus, we shall be implementing the following measures with effect from Monday May 04, 2020 in line with the Federal Government directives:

  • Banking operations shall resume in the FCT, Lagos and Ogun States and FCT between the hours of 9:00am to 2:00pm to enable us provide excellent services to you without flouting government's directive.

As you come into our branches please observe the following:

  • Use your face mask - You will not be allowed into the branch without a face mask
  • Temperature checks: Ensure your temperature is checked before you step into the banking hall
  • Use the hand sanitizer provided - This is compulsory before you step into the branch
  • Ensure social distancing: We have established a system that ensures social distancing when you visit any of our branches. We appreciate that this may cause a slight delay as we attend to customers in batches and we enjoin you to cooperate with us as we work together to reduce the spread of the deadly corona virus.
  • Personal hygiene: We have taken appropriate steps to ensure the utmost personal hygiene of our staff and customers are maintained at all times within our premises in line with the guidelines of the Nigeria Center for Disease Control (NCDC) by making provision for regular washing of hands, alcohol based sanitizers and infrared thermometers to check temperature at all entry points.

Availability of Digital Channels

In line with our commitment to the elimination of the Covid-19 pandemic through the reduction of inter-personal interaction, we encourage you to make use of our convenient and reliable electronic channels (PolarisMobile, *833#, PolarisXperience, ATM and SurePadi Agents) that offer 24/7 services for your banking transactions.

As we aim to serve you better, please locate our branch nearest to you using the list below:

S/N STATE BRANCH ADDRESS
1 ABIA  LIBRARY AVENUE 12 LIBRARY AVENUE, UMUAHIA, ABIA STATE
2 ABIA   FACTORY ROAD 5 FACTORY ROAD ABA, ABIA STATE
3 ABIA   EZIUKWU ROAD 3/4 EZIUKWU ROAD, ABA
4 ABUJA MAITAMA NO 31 AGUIYI IRONSI STREET MAITAMA ABUJA
5 ABUJA LUGBE PLOT 255 FHA ALONG AIRPORT ROAD LUGBE, ABUJA FCT
6 ABUJA BWARI BWARI BRANCH -34 LONG NIGERIA LAW SCHOOL ROAD, BWARI,ABUJA
7 ABUJA ASOKORO PLOT 71 YAKUBU GOWON CRESCENT, ASOKORO, ABUJA
8 ABUJA MARARABA NO 27, ALONG JOS -KEFFI ROAD, MARARABA
9 ABUJA MPAPE POLARIS BANK PLC, POLT M1\55 MPAPE LAYOUT,ABUJA
10 ADAMAWA JIMETA OPP FCE YOLA ROAD JIMETA YOLA
11 ADAMAWA MUBI LOKUWA WARD MUBI
12 AKWA IBOM EKET 8 GRACE BILL ROAD, EKET
13 AKWA IBOM ABAK ROAD BRANCH/APICO/PRINCE UTUKS APICO INVESTMENT HOUSE,151 ABAK ROAD, UYO, AKWA IBOM STATE
14 ANAMBRA AWKA 258 ZIKS AVENUE, AWKA
15 ANAMBRA ONITSHA 42 PORT HARCOURT STREET,FEGGE
16 ANAMBRA NKPOR 4 NWOSA LANE NKPOR, ANAMBRA STATE
17 ANAMBRA OBOSI 3 ONYEKWERE ZONE UGWUAGBA OBOSI
18 ANAMBRA NEW MARKET ROAD 13 NEW MARKET ROAD ONITSHA
19 BAUCHI      YAKUBU ROAD 31 YAKUBUN BAUCHI ROAD, BAUCHI
20 BAYELSA YENAGOA 192 MBIAMA/YENAGOA ROAD, AMARATA, YENAGOA
21 BENUE GBOKO BCC  FACTORY YANDEV GBOKO
22 BENUE MAKURDI BRANCH OLD OTUKPO ROAD
23 BORNO BIU 2 DAMATURU ROAD, BIU, BORNO STATE
24 BORNO STATE KIRIKASAMA NO 1 KIRIKASAMA ROAD, MAIDUGURI
25 CROSS RIVER CALABAR 41, MURTALA MOHAMMED WAY, CALABAR.
26 DELTA ASABA 228, NNEBISI ROAD, ASABA, DELTA STATE
27 DELTA EFFURUN 33, OLD SAPELE ROAD WARRI. EFFURUN
28 DELTA WARRI 88, WARRI-SAPELE ROAD, WARRI, DELTA STATE
29 DELTA AGBOR 114, OLD LAGOS-ASABA ROAD, AGBOR, DELTA STATE
30 DELTA ALADJA 2, OREROKPE STREET, CAMP EXTENTION 3, DSC, ALADJA, WARRI, DELTA STATE
31 DELTA OBIARUKU 123, OLD SAPELE-AGBOR ROAD, OBIARUKU, DELTA STATE
32 EBONYI ABAKALIKI 245 AFIKPO ROAD, ABAKALIKI, EBONYI STATE
33 EDO FORESTRY 1, FORESTRY ROAD, BENIN CITY,EDO STATE
34 EDO AGENEBODE NEW AUCHI ROAD, AGENEBODE, EDO STATE
35 EDO AKPAKPAVA 100, AKOKPAVA RD. P.O. BOX 356, BENIN CITY
36 EDO SAPELE 143, SAPELE ROAD, BENIN CITY, EDO STATE
37 EKITI ADO EKITI 7 OREREOWU STREET ADO EKITI
38 ENUGU OKPARA AVENUE PLT 3D OKPARA AVENUE
39 ENUGU NNEWI 13, EDO EZEMEWI STREET, NNEWI
40 GOMBE GOMBE PLOT 42, GWANI ROAD, GOMBE
41 IMO OWERRI 23, WHETHERAL ROAD OWERRI
42 IMO URUALLA ORLU /AWKA ROAD. URUALLA
43 IMO MGBIDI NO 19 PK NWOSU STREET MGBIDI
44 IMO UMUELEMAI OLD OKIGWE / UMUAHIA ROAD, UMUELEMAI, MBANO, IMO STATE
45 JIGAWA DUTSE 8/9 SANI ABACHA WAY, DUTSE
46 JIGAWA      GUMEL 2 KANO ROAD, OPP. GUMEL POST OFFICE,GUMEL
47 JIGAWA      HADEJIA 92,MALAMADORI ROAD HADEJIA, JIGAWA STATE
48 KADUNA KACHIA NO 3, KACHIA ROAD, KADUNA
49 KADUNA KADUNA MAIN PLOT 1472 MAGADISHU LAYOUT KADUNA
50 KADUNA ZARIA 28 PARK ROAD ZARIA
51 KANO IBRAHIM TAIWO BRANCH KANO 70, IBRAHIM TAIWO ROAD, KANO
52 KANO MM WAY KANO 1 MURITALA MOHAMMED WAY OPPOSITE KANO CLUB
53 KATSINA MALUMFASHI FUNTUA/YASHE ROAD,BESIDE ABA NIGERIA LTD, MALUMFASHI
54 KATSINA KATSINA 201, IBB WAY KATSINA
55 KEBBI EMIR HARUNA 43, EMIR HARUNA ROAD, BIRNIN KEBBI
56 KOGI LOKOJA IBB WAY,LOKOJA/OKENE RD
57 KOGI AYANGBA KM 1 ANKPA ROAD, AYANGBA BEFORE KOGI STATE  UNIVERSITY AYANGBA
58 KWARA MURITALA MOHAMMED WAY ILORIN 4 MURITALA MOHAMMED WAY ILORIN
59 KWARA ILORUN  
60 LAGOS WHARF ROAD 28, WHARF ROAD, APAPA
61 LAGOS IKORODU MAIN 21 AYANGBUREN ROAD, IKORODU, LAGOS
62 LAGOS SANGO OTA KM 37, ABEOKUTA EXPRESS WAY ROAD TEMIDIRE BUS STOP SANGO OTA
63 LAGOS KETU 520 IKORODU ROAD, KETU, LAGOS
64 LAGOS DOPEMU 120 LAGOS/ABEOKUTA EXPRESS ROAD, DOPEMU, LAGOS
65 LAGOS MAGODO 14 CMD ROAD, MAGODO, LAGOS
66 LAGOS IKOTUN 16 IDIMU ROAD, COLLEGE B/STOP, IKOTUN
67 LAGOS SOMOLU 6,BAJULAYE ROAD MOROCCO SHOMOLU
68 LAGOS ADENIRAN OGUNSANYA 81 ADENIRAN OGUNSANYA SURULERE
69 LAGOS IKEJA PLAZA MOBOLAJI-BANK ANTHONY WAY,IKEJA
70 LAGOS POLARIS HOUSE PLOT 5, COMMERCIAL SCHEME,IKEJA
71 LAGOS INTL AIRPORT ROAD 60, MURTALA MOHAMMED, INT AIRPORT ROAD MAFOLUKU 
72 LAGOS EPE 12 LAGOS ROAD AYETORO, EPE.
73 LAGOS OSAPA LONDON KM14 LEKKI EPE EXPRESS WAY
74 LAGOS ADMIRLTY BLOCK A10 PLOT 5 ADMIRALTY LEKKI PHASE 1 LAGOS
75 LAGOS ADETOKUNBO ADEMOLA 50 ADETOKUNBO ADEMOLA STREET, VICTORIA ISLAND
76 LAGOS IKOTA SHOPPING COMPLEX ROAD 5 IKOTA SHOPPING COMPLEX IKOTA AJAH LAGOS
77 LAGOS FIRST AVENUE IST AVENUE BRANCH
78 LAGOS BADAGRY SEME-EXPRESS WAY BADAGRY LAGOS
79 LAGOS WAREHOUSE ROAD 48 WAREHOUSE ROAD APAPA
80 LAGOS BROAD STREET 51-55 BROAD STREET LAGOS ISLAND
81 LAGOS ALFRED REWANE 5 ALFRED REWANE ROAD, IKOYI
82 NASARAWA LAFIA JOS ROAD, OPPOSITE CID OFFICE BESIDE IMMIGRATION OFFICEAKWANGA ROAD                                                                                                                                                                                                                                                         
83 NIGER MINNA 151, BOSSO ROAD, TUNGA JUNCTION MINNA
84 NIGER SULEJA MAIN 1 IBB MARKET ROAD, SULEJA
85 NIGER BIDA FEDERAL POLYTECHNIC CAMPUS
86 OGUN SOKENU/SAPON 15 SOKEKU ROAD SAPON ABEOKUTA OGUN STATE
87 OGUN IJEBU ODE 82, ABEOKUTA ROAD IJEBU ODE OGUN STATE
88 OGUN OKE-ILEWO 65B, LALUBU STREET OKE-IKEWO,  ABEOKUTA, OGUN STATE
89 OGUN SAGAMU 169 AKARIGBO ROAD, SHAGAMU
90 OGUN IJEBU IGBO ODOASOYIN ROAD ,IJEBU IGBO, OGUN
91 OGUN KUTO OBA LIPEDE ULTRA MODERN MARKET, KUTO ABEOKUTA
92 ONDO YABA ROAD ONDO NO 23,A YABA ROAD ONDO
93 ONDO OYEMEKUN 42 OYEMEKUN ROAD, AKURE
94 ONDO OWO 19 OKE OGUN STREET OWO
95 ONDO OBA ADESIDA 92, OBA ADESIDA ROAD, AKURE
96 OSUN FAGBEWESA FAGBEWESA STREET, OSOGBO
97 OSUN ILESA OKESA STR ILESA
98 OSUN OBA ADEREMI 2 OBA ADEREMI RD. ILE IFE
99 OSUN ALEKUWODO 55, ALEKUWODO STREET OSOGBO
100 OYO OGBOMOSHO OJU ODO APAKE STREET IGBOSHO
101 OYO OBA ADEBIMPE BESIDES CBN DUGBE IBADAN
102 OYO AGODI OPP STATE SECRETARIAT AGODI
103 OYO RING ROAD BESIDE LISTER BUILDING, HIGH COURT BUS STOP, RING ROAD,IBADAN
104 OYO ERUWA SANGO ERUWA
105 OYO LEBANON 17 LEBANON STREET DUGBE IBADAN
106 OYO IWO ROAD YIDI BUS STOP, GATE, IBADAN
107 OYO SAKI OPP.SAKI WEST LOCAL GOVT. SECRETARIAT,SAKI
108 PLATEAU KURU NIPSS KURU JOS PLATEAU STATE
109 PLATEAU MM WAY JOS 23 MM WAY JOS
110 RIVERS OKPORO BRANCH 119 OKPORO ROAD
111 RIVERS PORTHACOURT MAIN 26, ABA ROAD. PH
112 RIVERS TRANS AMADI PLOT 270 TRANS AMADI INDUSTRIAL LAYOUT PORTHARCOURT
113 RIVERS IGRUWUTA 100 AIRPORT ROAD IGWURUTA PORT HARCOURT
114 RIVERS OLU OBASANJO 143 OLU OBASANJO WAY
115 RIVERS PH REFINERY CASH CENTRE PHRC
116 RIVERS RUST CASH CENTER RIVERS STATE UNIVERSITY OF SCIENCE & TECH  CAMPUS NKPOLU
117 RIVERS ONNE CASH CENTER FLT ROAD ONNE
118 RIVERS NCHIA 33 HOPITAL ROAD OGALE
119 SOKOTO SANI ABACHA 16 SANI ABACHA WAY  FORMERLY KANO ROAD                                                                                                                                                                                                                                                                                      
120 TARABA JALINGO HAMMARUWA WAY,  OPP. OCEANIC & UNION BANK                                                                                                                                                                                                                                                                                   
121 YOBE DAMATURU MAIDUGURI ROAD,OPPOSITE GOVERNMENT HOUSE
122 ZAMFARA CANTEEN ROAD SANI ABACHA WAY, GUSAU

Please stay safe, and together we will beat COVID-19.
 
Thank you for making Polaris Bank your preferred Bank.

Yours in Service
Polaris Bank Limited.